REAL ESTATE

Jan 14 2020

#Homes for sale close by & #Video

#Homes #for #sale #close #by



Homes for sale close by

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Article List

The Lightning Guide to the Home Financing Process There are four steps to getting ready to finance your home. Doing these steps before you go out shopping for your new. read more

Staying out of the money pit: Avoiding a bad home Buying a home is always a bit of gamble, even with new homes. The largest gamble is a pre-owned home. read more

Financing a Pre-Foreclosure Home – The Short Story. You can get some outstanding deals by purchasing pre-foreclosure homes, but there are a few things to look for and keep track of. read more

Buying a Foreclosed Home – The Lightning Checklist Buying a foreclosed home is an excellent way to save a great deal of money. Here is our lightning. read more

How to know if a neighborhood is safe for children When moving to a new home with kids making sure you have a good neighborhood is vital. While there can never be any guarantees. read more

The Lightning Guide to the Home Financing Process

There are four steps to getting ready to finance your home. Doing these steps before you go out shopping for your new home will make it easier to make the purchase and save money on your mortgage.

  1. Clean up your credit report – Some studies say that over 50% of credit reports have errors on them. Read through your report in detail. If something is wrong, you can dispute it. If there is very old information, you can request that the company remove it. If there are credit inquiries on your account, you can request that they be removed as well.
  2. Reduce your debt-to-income ratio- Showing a solid debt to income ratio will set lender’s minds at ease. Pay off credit cards, make arrangements on student loans, and try to pay off everything that you can. This might take some time, but in a year or so your credit report will show that you paid most of your debt off.
  3. Save money for a down payment – Having a large down payment is a great way to ensure that you get a great loan at a great rate. Save as much money as you can toward your down payment. You can make a bit of money by putting it away in a CD (certificate of deposit).
  4. Get pre-approved – One of the best ways to get the best price on your home is to have the money in hand. Pre-approval allows you to shop with a mortgage all ready to go. When you start looking, you’ll know how much house you can afford and will be able to negotiate more easily.


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SOURCE: SOURCE: NEF2.COM
http://www.realtynow.com/real-estate/home-listings/?&subid=&HL=Houses+For+Sale

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